At DEVMUNI LEASING AND FINANCE LIMITED, safeguarding your privacy is our paramount commitment. We strictly adhere to ethical standards in gathering, utilising, and safeguarding your information, aligning meticulously with the guidelines set by the Reserve Bank of India (RBI).
This Privacy Policy governs the use of our website, applications, products, and services. Your privacy and security are of utmost importance to us. By accessing or utilising our platforms, you signify your agreement with this policy and our terms of use.
Recognizing the importance of your personal information, we assure you that we handle it with the utmost responsibility, implementing suitable measures to ensure its security. It is essential to review this Privacy Policy alongside our Terms of Use provided on our website.
Your continued use of our platforms constitutes your legally binding acceptance of this policy. If you disagree with any aspect of these terms, please refrain from accessing our platforms and services.
By accepting this Privacy Policy, you explicitly grant consent to DEVMUNI LEASING AND FINANCE LIMITED for the collection, retention, analysis, use, and disclosure of your personal information.
This Privacy Policy outlines our procedures for collecting, utilising, and sharing information when you interact with our website or avail our services. By engaging with our platforms or services, you consent to the collection, utilisation, and sharing of your information as outlined herein.
We prioritise transparency and security in handling your personal information, ensuring that it is treated with the utmost care. For comprehensive details on our data handling practices, we encourage you to thoroughly review our Privacy Policy.
Your trust is paramount to us, and at DEVMUNI LEASING AND FINANCE LIMITED, we are unwavering in our commitment to ensuring the privacy and security of your information.
Information We Collect:
At DEVMUNI LEASING AND FINANCE LIMITED, we collect the following categories of information:
Personal Information: This includes details provided during the loan application process, such as your name, contact information, and date of birth.
Financial Information: We may collect financial particulars, including bank account or credit card numbers, to facilitate loan processing and repayment.
Transaction Information:Data related to your loan applications, repayment history, and account balances is gathered to evaluate loan eligibility and manage your account.
Third-Party Information: With your explicit consent, we may access personal information stored by third parties, such as social networking sites, in accordance with your privacy settings and specific authorizations.
The information we collect is utilised for the following purposes:
Loan Processing: We process and evaluate loan applications based on the provided information, ensuring efficient and effective loan disbursal.
Customer Support: Our dedicated team provides excellent customer support, addressing any disputes that may arise during your loan journey.
Legal and Regulatory Compliance: We adhere to applicable laws and regulations in handling your information, ensuring a secure and transparent lending process.
Non-Personal Information: Non-personal information is utilised to track website usage and customer behaviour, enabling us to enhance our services and improve user experience. Rest assured that your information is treated with the utmost confidentiality and is solely used for the aforementioned purposes. At DEVMUNI LEASING AND FINANCE LIMITED, we prioritise the security and privacy of your data.
We may share your information in the following circumstances:
Service Providers: Trusted service providers who assist us in our business operations, such as credit bureaus, lenders, and credit card processors, may receive your information to ensure a seamless loan processing experience.
Legal Requirements: Your information may be disclosed when required by law, such as in response to a subpoena or court order, to fulfil legal obligations and protect our rights.
Business Transfers:In the event of a sale, merger, or transfer of our business, your information may be shared with the acquiring or merged entity to continue providing you with our services.
Data Retention:We retain your personal information for as long as necessary to provide you with our services or as required by law, ensuring responsible and secure data handling.
Your Rights:You have the right to:
Request access to your personal information. Seek corrections or deletions of your information. Withdraw your consent for the processing of your data. We respect your choices and privacy preferences.
Dispute Resolution: Any disputes or claims arising from this Privacy Policy shall be subject to the exclusive jurisdiction of the courts in Delhi, India, and will be resolved in accordance with Indian laws through the regular judicial process.
Cookies: We utilise cookies to enhance your website experience and understand user interaction with our services. You have the option to disable cookies in your browser settings, although this may affect certain features of our website. At DEVMUNI LEASING AND FINANCE LIMITED, we prioritise the protection and confidentiality of your information. We do not rent, sell, or disclose your personally identifiable information to third parties or affiliates without your consent.
Security: We employ reasonable measures to safeguard your information against unauthorised access, use, or disclosure. However, please note that no transmission over the Internet can be guaranteed as completely secure. While we strive to protect your data, we cannot provide an absolute guarantee of its security.
Changes to This Privacy Policy: We may periodically update this Privacy Policy to reflect changes in our practices or to comply with legal requirements. We recommend reviewing this Privacy Policy periodically to stay informed about our privacy practices.
Grievance Officer: We have appointed a Grievance Officer to address any concerns or grievances you may have regarding your personal information. Please feel free to reach out to our Grievance Officer using the contact details provided below. We value your privacy and endeavour to promptly and effectively address any issues.
DEVMUNI LEASING AND FINANCE LIMITED is a premier provider of swift and accessible emergency loans, dedicated to assisting individuals in urgent need of financial support. Established with a vision to cater to everyone, regardless of their credit score, our goal is to promote financial resilience through innovative solutions. We take pride in our paperless, digital loan processes, ensuring same-day disbursement. Our inclusive approach distinguishes us, as we extend loans to all.